A compliance gap has a price whether or not anyone has invoiced you for it yet. Move the inputs to see how the exposure and the cost of resolving it compare on your own numbers.
Nothing you enter is transmitted. The calculation runs entirely in your browser, and the model is stated in full below it.
Illustrative model — not a quotation or a legal opinion
Modelled exposure—
Cost of recovery—
Exposure avoided—
Return on recovery—
What Sits Behind The Numbers.
A calculator that will not show its working is a sales device. This one shows its working.
Contribution shortfall
Only the interstate and international share of revenue is assessable, and only the portion actually in question is exposed — which is why that share is an input rather than an assumption. It compounds because each year is assessed against the year before it.
Assessable share of revenue
Portion in question
Contribution factor
Period carried
Enforcement exposure
Scales with the number of open obligations, and steps up once a gap has been carried beyond roughly eighteen months, when it stops looking like an oversight.
Open obligations
Duration
Escalation threshold
Response cost
Commercial loss
The part providers underestimate. Revenue at risk over a disruption window — not a whole year — weighted by how many upstream carriers can act on the same information at once.
Disruption window
Carrier concentration
Refusal already started
Margin compression
Cost of recovery
Scoped work, not a share of your revenue: assessment, building the position, remediation, and defending it. It does not scale with how much money you make.
Assessment
Position development
Remediation
Defence
What this is not
A model, not a quotation.
The figures are an illustrative model built for this page. They are not a fee estimate, not a
prediction of any regulator’s conduct, and not a legal opinion. Real exposure depends on your
filing history, what your records actually show, and which obligations apply to the way you
operate — which is what a
Confidential Compliance Risk Assessment™ establishes.
EquiTel is an advisory firm, not a law firm.
Sister company — STIRSHAKEN.AI
Who actually files it.
EquiTel does the recovery this calculator prices. The filings that close the gaps are executed by STIRSHAKEN.AI, our sister company — AI-powered, backed by humans — and STIR SHIELD is what keeps the exposure from rebuilding.
STIRSHAKEN.AI takes providers through STIR/SHAKEN certification end to end — eligibility,
SPC token, certificates, and the records that keep them renewing — and executes every
regulatory filing.
Once you are in good standing, STIR SHIELD watches the obligation set and files what is required.
Optional, and contracted directly with STIRSHAKEN.AI.